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BMW’s Vision-Next 100
BMW’s Vision-Next 100

The next 100 years of BMW is expected to be incredible. Great and unimaginable features are to be in-built.

A live geometry

This is a concept to illustrate the fact that in the future the digital world and the analog world will work together to create a seamless experience. So, some parts of the car will be moving and relating to the digital information that you get in the car.

Especially, when it comes to different driving modes of the future, we talk much about autonomous driving; self-driving and so, on the car has to actively adapt to these driving conditions.

That is possible with a live geometry. Ease and boosts are two modes that are present in the vision vehicle. Ease is for those moments where you don’t want to concentrate fully on the act of driving. You want to relax or maybe concentrate on something else and boost is for those moments where you want your typical BMW driving experience.

The vision vehicle is something very special for BMW. They are not only thinking about form and shapes. They’re thinking really about values, about how you live in the car, and how the brand can evolve you.

So, what happens is when he turns the wheel obviously because this is all enclosed, there needs to be some room here for the wheel to actually turn. Also, as it turns, this expands and contracts.

That is one of the coolest features on this car.


It’s just a sensor that is used to open the doors or fold it. It’s completely covered in gold like you cannot see inside this car except for the front windscreen.

It’s just all one color. There’s just no interruption. Going around to the front seat, actually because that’s where you going to see it best, this has level four autonomy. This means it can drive fully on its own. But, if you would like to drive it, you can. So, it does have a steering wheel and it has pedals.

We can actually make this steering wheel completely disappear if you want to, in autonomous mode. All you see is a bit of the handle. If you push it, it will come back again. The other cool thing is, when you’re in driving mode, all of the lights go red.

At the front, that little diamond also goes red. If you’re in autonomous the diamond comes up and the light on the front actually starts to flick, because if you’re a pedestrian, or if you’re another car on the road, you want to know when a car next to you is driving in autonomous mode and a person is not in control of the car. So, they’ve done that for safety reasons.

So, everyone can be a little bit more cautious around these cars. This is mainly because, this is all still quite new technology over the last few years. And, we are going to be seeing fully autonomous cars driving on the roads in a matter of years.

These little triangle shapes here on the dash like reptiles in isn’t it. It’s warning you of an object on the road that maybe you can’t see.

4 seater

Also, the four seats you’ve got quite like wide bucket seats in the back. This is kind of a theme that you see a lot in these autonomous cars that we’re looking to in the future. Just these massive kind of lounge chair seats because that’s what the feeling that they want you to get is like sitting in your living room.

But, you’re actually just being driven to the next place. The wings as they come up like these doors change when you’re in driver self-driving mode and autonomous it changes to white.

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Foreign Exchange Markets-Its functions*
Foreign Exchange Markets-Its functions*

International investment is the purchase of of real and financial assets in a country other than that of the investor. Whereas, investment is an inter-temporal transaction; a payment made in a period, expecting a return in future.

In order to undertake international investment, foreign exchange markets are of greater importance. The foreign exchange market as stated by Hill and Hult (2017), is a market serving two main purposes.

  1. Currency conversion

Both tourists and international traders make use of the foreign exchange market. Tourists, being the minor participant, make use of this market, when spending in the country of visit. International traders use the market to convert currencies, to send back the return to their home country.

Also, they make use of the market to purchase products from other countries. For example, Dell buys many of its components for computers, from Malaysia.

Also, international traders are interested in investing their spare income in other countries. The foreign exchange market will become important in this case too. In this case, currency speculation becomes another use of these foreign exchange markets. This means the short term movement of funds from one currency to another in the hopes of profiting from shifts in exchange rates.

However, speculation is in general a risky business. This is basically a gamble. Yet, the most common kind of speculation in recent years is known as the carry trade.

Carry trade involves borrowing in a currency where the interest rates are low and then using the funds to invest in another currency which gives higher interest rates.

2. Insuring against foreign exchange risk

The foreign exchange market assists businesses to hedge. Hedging is the insurance of a firm against foreign exchange risk.

There are two main types of foreign exchange rates.

  1. Spot Exchange Rates
    • This is when two parties agree to exchange the currency and make the deal immediately.
    • Therefore, these keep on changing constantly
  2. Forward exchange rates
    • This is when two parties agree to exchange currency and make the deal in a future date. For most major currencies, forward exchange rates are quoted for 30 days, 60 days, etc.
    • This is when hedging occurs.
    • That is, when a firm enters into a forward exchange contract, it is taking out insurance against the possibility that future exchange rate movements will make a transaction unprofitable by the time that transaction has been executed.

According to the most recent data, forward exchanges account for two-thirds and spots for one third. However, the forward exchanges mostly take the form of currency swaps.

Currency swap is the simultaneous purchase and sale of a given amount of foreign exchange for two different dates with different currency values.

Resource credits to Econtutor@Zeecollege

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Flint Stone houses on rent!!
Flint Stone houses on rent!!

A guy builds a real-life Flintstone house and the shower is yabba-dabba-doo. Do you ever wonder what it would be like to live in the Stone Age??

How about in Fred Flintstone’s house??

One couple decided to style the exterior of their Hillsborough California home like the popular cartoon ‘The Flintstones’. But, they ran into a little trouble when they tried selling the expensive home back in 2015.

So, they decided to come up with an ingenious plan to make some money out of it. Now anyone can stay in here for a night. That will have you screaming yabba-dabba-doo.

But, when you look even further, you will notice that this property isn’t quite normal and while it might look orange and purple now, it used to be painted off-white when it was originally constructed back in 1976.

It involved applying shotcrete to the steel rebar structure and a number of mesh frames that were held in place by inflated balloons. The doors, the windows and even chimney and shrubs, surrounding; they give it that nifty stone-age look.

Once you walk in through the front door, you will find the inside looks a little more modern. Tiling and unique works of Arts on the walls make it just as interesting.

It’s like a cross between Stone Age and Navajo dwelling with exotic color schemes that Fred and Wilma would kill for. There’s lighting partially hidden on the slits of walls, near the ceiling and air-conditioning vents in this cave like dwelling.

But, it wasn’t always so back in the 80s, the home had fallen into a horrible state of disrepair. Water runoff from a nearby mountain had caused serious damage to the foundation, making it necessary to repair the home and then transform it into this amazing prehistoric Wonderland.

There’s a center island attached to the roof of the house. It has a skylight and the interior does contain a lot of modern furniture. In fact, a lot of people are crying beasts because of the experimental design.

It cost them eight hundred thousand dollars and it’s attracted a lot of curious passers-by. Not to mention, criticism from those who call this home an eyesore.

They’re like gargoyles staring at you as you wash your face, brush your teeth or get dress. It has even been rumored to have been purchased by a variety of celebrities over the years.

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Robots-The 2019 necessity in human life
Robots-The 2019 necessity in human life

Artificial intelligence technology is constantly improving. Robots are becoming more and more a part of our future; from learning, human social skills, to remembering human faces and creating friendships.

There are eight of the most advanced robots in existence.

Asimo by Honda

During the 1980s, Honda diverted from its usual product lines of cars, motorcycles, aircraft and power equipment. It embarked on a side project in the artificial intelligence Department.

The final product was a humanoid robot called ASIMO which stands for Advanced Step In Innovative MObility. ASIMO debuted in the year 2000 and was the first robot to walk on two legs. The four-foot, three inch tall, 119 pound robot was designed to help people with the daily demands of their lives.

It can recognize multiple moving objects and calculate their distance, interpret human voice, commands and gestures such as a wave or a handshake and navigates autonomously courtesy of a laser, infrared and ultrasonic sensors.

Throughout its body, in addition to being the first bipedal humanoid robot, ASIMO established a few other claims to fame, including playing soccer with former US President Barack Obama and establishing a long lasting friendship with TV host Kelly Ripa. Despite being considered one of the most advanced humanoid robots of all time, Honda announced plans to take ASIMO out of production in June 2018.

It appears as if the company has bigger things in store for their robotics line. Months prior at the annual CES trade show in Las Vegas, the company had revealed plans to design a quartet of robots under the name of 3E concept instead of creating one robot that performs a multitude of functions.

The 3E concept creations will work harmoniously to improve the lives of humans by having each robot focus on a specific set of tasks. As of September 2018, the retail price of a NASA MOU was quoted at around two million five hundred thousand dollars.


Valkyrie is a six foot two inch tall, 300 pound robot that was developed by NASA’s Johnson Space Center in partnership with Texas and the University of Texas. The robot was designed for the 2015 DARPA Robotics Challenge; a contest that sought to create semi-autonomous ground robots for use and conditions that are deemed too hazardous for humans.

Scientists hope that Valkyrie may someday assist with the human colonization of Mars. There are certainly a lot of maybes involved with the project and although humans are nowhere close to establishing a civilization on the red planet, scientists are always thinking ahead. If humans are to ever form a successful colony on Mars, some preliminary investigating must be done using artificial intelligence.

Valkyrie was designed to withstand exposure to atmospheric conditions that we humans cannot currently tolerate. The robot is also being developed to mine resources, build habitats and provide disaster relief along the surface of Mars. Scientists hope to eventually see Valkyrie working alongside astronauts.


Atlas is a bipedal humanoid robot that was created by the US based engineering and robotics company, Boston Dynamics and which was revealed to the public in 2013. The project was funded and overseen by DARPA; an agency of the United States Department of Defense, that is responsible for the development of emerging technology for use by the American military.

The design for the 6 foot tall, 330 pound robot was based on the company’s earlier PETMAN robot and is made of aluminum and titanium. Atlas was created for military purposes including various tasks associated with search and rescue missions and has proven to be rather durable.

The robot can climb independently and navigate rough terrain, using its four hydraulically actuated limbs and possesses two vision systems, consisting of a laser rangefinder and stereo cameras. Atlas competed against Valkyrie in the 2015 DARPA Robotics Challenge and placed second in the finals.

Since then, the primary focus has been on improving Atlas. In a February 2016 video posted to YouTube by Boston Dynamics, Atlas demonstrated an improved ability to traverse rough terrain and a capability of operating both indoors and outdoors.

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Being Rich with 5 Golden Answers

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The Basic Economic Problem
The Basic Economic Problem

What would you do if you showed up to your first day of a new class and you found that there were 16 classmates joining you, but there were only six chairs in the room. Your teacher tells you that unfortunately we’re going to have to live with the six chairs that we have and for some reason the other ten chairs have been taken by the school for some other use.

So he tells you, you got to work it out. It’s up to you guys to decide who gets the chairs and how often to get them. The chairs have suddenly become what we in economics call a scarce resource.

You’ve probably never been in the situation before. Of course, most good schools would make sure that all students had a chair. But, in my class, this isn’t always the case.


Scarcity is what we and economists know as the basic economic problem. Something is scarce when it is limited in supply and in demand. Not all resources are scarce.

For example, air is something that everybody demands. In fact, we all needed to live. However, it is not limited in supply. The amount of air in our atmosphere, at least at the present time, is nearly infinite. It’s enough for all humans to breathe and consume the air that they need without infringing on others. Consumption of that air is not the case for all resources that we require anytime. Certain individuals in society demand a good. Yet, that good is limited in supply. It is known as a scarce resource.

Scarcity is the basic problem of economics. The very reason we have a social science known as economics is to help society deal with the scarcity of natural and other resources that we depend on for our well being.

Scarcity necessitates choices

What does this mean?

It means that when there are competing wants and needs of society, yet a limited amount of resources, choices must be made about how to allocate scarce resources efficiently and sometimes we might say equitably. The very problem of scarcity gives rise to the need for a system for allocating scarce resources between society’s competing wants and needs.

So, what kind of systems of allocation do we have to choose from?

In my class, I left it up to my students who decide how they would allocate our scarce chairs between each other. Let’s reflect on some of the systems that they’ve come up with in the past and discuss about what might be considered the most efficient or equitable system.

Based on the observations of economists that have studied problems like this throughout history, here are some of the systems for allocating the scarce chairs, that my students have come up with.

Today and in years past, some of the more popular ones tend to be systems like first-come, first-serve. In other words, whoever gets the class first, gets access to a chair.

Other systems that have been proposed are oldest first. In other words, seniority; a system of seniority determines who gets chairs based on age. Whoever’s oldest gets the chairs and whoever’s youngest does not.

Other systems that have been proposed are merit. In other words, those who have the highest grades, get chairs.

Students have also proposed a lottery system. Just put all the names in a hat, the first six names that get drawn, get the chairs.

Ultimately most years, somebody comes up with the idea of an auction. In the auction system, students get to bid on chairs and those who are willing to pay the most for chairs ultimately get to have the chairs after completing this exercise.

I asked my students to reflect on the different systems that they have proposed and choose one. Then, we’re actually going to do that to determine who gets the chairs.

So, what would an economist say about the scarce chairs exercise?

Economists would recognize the chairs that are scarce. In other words, limited in supply. Yet, everybody wants one.

These are symbolic of most of the resources that we must decide, how to use in society. Today, mineral resources, water resources, other natural resources such as those derived from the forests, labor resources are also scarce. People themselves are a scarce resource; skilled labour, low skilled labor. If resources and labor were not scarce, then there wouldn’t be a price attached to them.

Teachers are scarce. Therefore, we get paid to teach. Factory workers are scarce. Therefore, they get paid to work in the factory. Oil is scarce. Therefore, oil companies get paid when they extract the resource from the earth and sell it to the end-users. Scarcity is the basic problem on which the study of economics is based.

Economics studies the allocation of society, scarce resources between its competing wants and needs, economic systems.

They provide society with the tools to determine who gets what resources and how they are allocated between societies.

In the rest of our study of Economics, we’re basically going to be building on this problem of scarcity. What we’ll look at, is the different systems that have been developed and implemented over time for allocating scarce resources between societies’ wants and needs.

We’ll use different tools including models, graphs, diagrams, formulae, mathematics, to understand how society’s scarce resources can be most efficiently and in some cases equitably or fairly distributed between those in society, who need and want the most.

Resource Credits to EconTeacher@Zeecollege

3D- Printing in a modern style
3D- Printing in a modern style

Fifty years ago, people couldn’t even imagine that some day, there would be a way to print large objects. Today 3D printing is still not an integral part of our everyday life. But, this industry is advancing really fast.

Everyday researchers, scientists and engineers come up with new ways to improve the lives of people, using 3D printing. Considering the applications of this technology, 3D printing will change our world for the better.

3d printing is a technology for manufacturing physical 3-dimensional objects using digital data. It was developed in 1983, by the American scientist Charles Hull. Today, there are many techniques of 3D printing. Details are created layer by layer and there is a wide selection of materials.

Considering how this technology can improve the life of modern society, starting with people with disabilities, 3D printing technology has changed Tilly Lockey’s life and helped her pursue her goals.

When Tilly was less than 2 years old, she almost died of meningitis septicemia. In the end, she fought the disease. But, because of complications, doctors had to amputate both of her hands.

A few years ago, the UK National Health Service launched the world’s first 3D printed Bionic arms for children. Tilly was one of 10 volunteers who received these prosthetic limbs.

Today, the girl is an actress, a singer and a dancer. Also, she enjoys her life to the fullest.

Kiran is another kid who got lucky. He got a prosthetic arm created with the help of a 3D printer. The boy was born with amniotic band syndrome and lost the fingers on his right hand. Kiran says that he was constantly teased in school and he always wanted to be like all other children.

The prosthetic limb could be the way out. But, usually they are quite expensive and children outgrow them quickly. In the end, 3D printing is what helped Kirin. 3D printed prosthetics are lightweight, functional and most importantly affordable. Of course such prosthetics are made not only for children.

Kate gray was only two years old when she lost her arm in an accident. The same project that gave Tilly her arm, also helped Kate. Now she can do her daily duties and lead a very active lifestyle. People are not the only creatures on the planet whose life can be changed with the help of 3D printing.

This technology allows creating artificial limbs of the most diverse forms quickly and with affordable cost. So, why not help animals too?

The great pied hornbill living in Jurong bird park in Singapore has lost part of its beak due to cancer. The bird was facing certain death. But, the vets were able to recreate the missing part.

It was printed on a 3D printer. The bird was named Jerry because it means Helmeted warrior in the ancient Norse language. Jerry feels great with a new beak and even managed to color it yellow using natural pigmentation from his tail.

The possibilities of modern 3D printing are truly infinite. The volumetric model is created on the computer. Each millimeter is adjusted to their required dimensions. Then the printer makes an exact copy of this model, which is a crucial benefit of this technology.

It was 3D printing that gave Derby, the dog new legs. He was born with deformed front legs and paws. The wheels helped. But, they severely limited the dogs movements. Now, with the new legs, Derby can run and play with other dogs and feel great. Help is undoubtedly an important aspect of every person’s life.

In 2016, Reebok introduced a new technology called liquid factory 3D. Traditionally, you need molds to create Footwear, the process is long and rather expensive. Liquid factory technology allows you to make shoes without molds.

Experts set up the robot and it creates a sole layer by layer. The printed shoes are more elastic than the ones manufactured in a traditional way. The design you see on the screen allows sneakers to wrap around the lake and provide full support from all sides.

Production becomes faster and cheaper. Printed shoes are also superior to its competitors, in terms of quality. Nike also uses 3D printed shoe parts, insoles and soles made from thermoplastic polyurethane to develop shoe prototypes and some manufacturers even started to produce special printers that can print shoes.

3D printing technologies which are actively used in construction are also something to be considered. In 2017, Copenhagen began the construction of an office, hotel which will become the first 3D printed building in Europe. Equipment ofcourse is not cheap. But, it quickly pays off because the number of workers at the construction site can be reduced to a minimum if we can print the entire house. Then, of course we can create smaller objects.

For example, furniture or sculptures unlike traditional works of art, they can have any shape and you don’t need a lot of time and effort to make this shape because all the work is done by a 3D printer. This is especially convenient for sculptures.

The guys who designed the first car in the world with all the details printed on a 3D printer took 3D printing into a new level.

It is quite small and weighs only 650 kilograms. It accelerates only 270 km/h but it costs less than $10,000. The 3D printing industry is expected to bring many surprises in the future.

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Apple’s upcoming features 2019
Apple’s upcoming features 2019

Apple showed off a bunch of new features coming to the iPhone, at its annual Worldwide Developers Conference in Cupertino. The iOS 13; a long-awaited feature, with a gorgeous dark appearance was a feature users have wanted for a long time.

Apple teased a few other features as well. Time synced lyrics, just type what you want and reminders were some of them. The system will understand when and where to notify you.

Also, with this new iOS, Maps is getting a whole new redesign as well. They have added a couple of very useful new features like favorites, where I can add the places I go every day, for quick and easy access.

Apple also showcased a few ways it will let users control their privacy and data. This can be convenient. The solution is called sign-in. You can choose to share your actual email address or you can choose to hide it and when you do Apple will create a unique random address that forwards to your real address. That’s good news because each app is given a unique random address and this means you can disable any one of them at any time, when you’re tired of hearing from that.

Messages is getting some new features, including a way to use photos or emoji to identify yourself in iMessage. Emoji are getting upgraded with additions like lipstick, jewelry, hats and custom stickers created.

The camera is getting improved from lighting effects, photo effects to videos. The Photos app is getting a redesign and some new features too. You can simply pinch to zoom out and see a bunch of photos or you can zoom in to see more detail. Every year it will show you all of my dog dubs for the past.

Air pods’ users will be able to share what they’re listening to, while car play is getting a pretty big overhaul, where you can now have your music next to your maps and you still have room for Siri smart suggestions. But, there were a whole lot of features that Apple didn’t even talk about.

The screen will consist of a Wi-Fi selection and control center. Hopefully, that means that iPhone will be able to join Wi-Fi networks without going through settings and will have a way to deal with annoying spam calls.

The Technology of Face Recognition
The Technology of Face Recognition

We as human beings have the ability to tell people apart just by looking at their faces. Once the light hits a face and it bounces back into our eyes up to our brains, some biological process happens. Then, we can identify the person.

Our brain’s ability to recognize and remember faces is actually incredible and now machines can do it too. Facial recognition is a blossoming field of technology. Here’s an overview of how it works, where it’s being used and what the implications are for privacy and security.

A computer takes an image and calculates the distance between major structural pieces like your nose and your eyes. It could also take into account the width and curves of your face or the depth of your eye sockets. These measurements are converted to a numerical code called your face print.

Once a computer knows your face print, it looks in its database of images that have already gone through the process to see if it can find any matching codes. Facial recognition was developed using 2D images since they can’t take depth into account.

2D systems really rely on the distances between your facial features or landmarks. But, angles and lighting can cause readings. The distance between your eyes and your nose looks very different in a straight on image versus a profile picture.

Some systems address this issue by mapping a 2D image onto a 3D head and undoing the rotation. 3D cameras sense depth by projecting invisible light onto a face and using sensors to capture the distance of various points of that light from the camera itself.

Apple’s face ID on current iPhones use 30,000 infrared dots to line the contours of your face. Thanks to the extra depth measurements 3D images aren’t as easily fooled by angles. But, they can still be defeated by different expressions or wearing glasses or growing facial hair. A new tech called skin texture analysis could help with that. It still measures the distance between landmarks. But, the scale is much smaller.

It actually measures the distance between pores. Skin texture analysis is pretty new. But, it could eventually be so precise as to reliably tell the difference between twins. Thanks to this infrared, you can actually see the iPhone working to read my face.

Right now it’s not just Apple though, Google has this on the pixel too. Samsung has it on the Galaxy S 9, Facebook uses it to tag you and your friends’ photos.

Google photos uses it to categorize your gallery. It’s what’s behind these face filters on Instagram and snapchat. Even home security cameras like the nest, hello are using it to tell the difference between a stranger and a member of your family. Your face could one day serve as your boarding pass. Passengers flying out of Orlando have already gotten a taste of what that’s like.

But, I’m sure you’ve recognized the problem. A camera in a public place could recognize you without you even knowing about it. One of your biometric identifiers is just kind of out there. And, if an unsecured system grabs an image of you, a hacker could find a way to access that data or maybe the whole reason the camera was there in the first place was to track your location. Whether you wanted it to or not, shopping malls could make personalized recommendations as soon as you walk in if they know your face.

Before facial recognition was being used by the police in places like London and China. It can match faces to a database of mug shots. Taylor Swift used it to watch out for stalkers at one of her concerts. The American Civil Liberties Union has protested the use of facial recognition by government bodies because of its implications.

For a surveillance state, recently Facebook was hit with a lawsuit as their tech ID’d people without their consent. The ring video doorbell came under fire too for filing a patent that would have its cameras monitoring neighborhoods for sex offenders. While facial recognition is cool in theory, there’s loads of potentially problematic consequences to consider the rules regulations and those consequences are all taking shape right now in this exciting field of tech. Image onto a 3D head and undoing the rotation 3D cameras sense depth by projecting invisible light onto a face and using sensors to capture the distance of various points of that light, from the camera itself.

What is the best age to start parenting?
What is the best age to start parenting?

Gynaecologists state that the most secure age for getting pregnant remains from 20 to 35. Some of the facts stated by medical experts are as follows.

Medical experts are of the opinion that women are likely to have more complications like preeclampsia, miscarriage, stillbirth, ectopic pregnancy, etc if they plan to conceive beyond the age of 35 years.

The fertility of the eggs also begins to decline beyond the age of 30 years, thus, making conceiving difficult at times. In case you are planning for multiple pregnancies, the ideal route is to have your first child in the early or mid 20s and have the next child in your late 20s or early 30s.

With the shift in focus towards the career, women are embracing the idea of pregnancy beyond the age of 30. Here are a few straight facts that can help you decide the perfect age for pregnancy as per the priorities of your life.

The age between 20 to 24 years is the most fertile period for the women. However, women might not have the emotional preparedness to handle the responsibilities of pregnancy. If a woman maintains a healthy lifestyle and eats well, then the age of 25 to 29 years is ideal for pregnancy as the body is capable of handling the pregnancy well and the woman has the emotional maturity to deal with the responsibilities of a baby.

For career-oriented women, the age of early 30s is also apt for having a pregnancy. Pregnancy during late 30s and early 40s has a higher probability of facing hurdles like gestational diabetes and hypertension. Gestational diabetes becomes a serious concern among women above the age of 35 years due to the weight that the body of the women would have gained during the last few years.

The fertility is the lowest in the 40s and it might be difficult to juggle between a high level career role in pregnancy. At the same time, for working women maintaining a fitness level is very important.

If you plan for a child beyond 40, one of the major issues that you are likely to face in this scenario is that of becoming overly tired. So, take a decision about pregnancy as per your convenience and comfort levels. Steer your life in the direction in which you feel you will be the happiest.

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