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Reading Fiction

Hi kids!! Today, we will do some comprehension.

Let’s start here!

We have a paragraph. Let’s read it and then we have to answer some questions.

Reading a paragraph and answering the questions related to it, is known as comprehension.

My name is Joy. My uncle Moby lives in a farmhouse. I love to go there in holidays. There are many animals in his farmhouse. There are two cows and a calf. There is a horse and a mare. There are three pigs and two piglets too. There is a beautiful pond in the farmhouse. There are three ducks in the pond. Small chicks are there with a hen. A windmill is also there in the farmhouse.

1. What is the name of the boy in the passage?

 
 
 
 

2. What is the name of Joy’s uncle?

 
 
 
 

3. Where does uncle Mobi live?

 
 
 
 

4. When does Joy go to the farmhouse?

 
 
 
 

5. How many cows are there in the farmhouse?

 
 
 
 

6. How many  horses are there in the farmhouse?

 
 
 
 

Investment Appraisal 2

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Investment Appraisal

Hi everyone. This discussion will be centered around 2019 Edexcel October Session Question 1. To activate automatic read aloud, highlight the required text.

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Read more at http://zeeable.com/2020/04/03/investment-appraisal-2/

Reading Fiction

Hi kids!! Today, we will do some comprehension. Let’s start here!

Reading a paragraph and answering the questions related to it, is known as comprehension.

We have a paragraph. Let’s read it and then we have to answer some questions. You can also listen to this comprehension by simply selecting the section you want to listen to, on this page.

It is a sunny day. Today the sun is shining bright. Colorful flowers are blooming everywhere. Many children are playing in the park. A boy is flying kites. Two boys are riding bicycles. There are two dogs in the park too. There are many apples on the trees.

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Tips for credit management
Tips for credit management

Getting into credit management, how do you build credit and this is where credit card companies are making so much money off of us.

Younger people don’t really understand it. You just keep getting credit card after credit card maxing it out and not paying the balance and that’s the most important thing. Just to have that discipline which a lot of people don’t want to say like 99% of people don’t. That’s why these companies have no problem lending all this money to you.

When you’re young or old, it really doesn’t matter. So, the keys to credit management; get your first credit card. Everything that you put on it, whether it’s gas, netflix, books, make sure you pay that balance within the month. It’s super simple. All you got to do is be disciplined and if you want to continuously build your credit score and get it higher and higher, you need to have at least three credit cards and make sure to put your Netflix, your Apple music, just a little things on there.

So, if you have a thousand dollar limit, you should stay under $100. I mean obviously you can go more than that. But, you know as far as reporting to like FICO etc you want to stay under that 10% market, you just want to pay the full every single month.

Now, let me get you into the reality of things. It’s so easy to tell you what you should do. But, you know the reality is I personally have almost $100,000 of student loans that I’ve been paying like a lot of money and I don’t even use my degree.

You’re still gonna put that in perspective is the amount that you’re paying for college going to benefit you when you graduate that value you know are you gonna have a hundred thousand dollar student loan, get out of college, work up to the point where you’re making easily enough to just pay that. Student loans aren’t really a bad thing. But, that’s just something to be aware of.

Because you’re disciplined doesn’t mean you don’t fall off the wagon every once in a while. It is really easy to swipe your card over and over and over and then that monthly bill comes up and you’re like how am I gonna pay this and then you get stuck paying interest.

Sometimes, you might be doing exactly what I said; you pay your balances in full, but then your tyre blows out, your windshield gets cracked, you’re sick, you got a medical bill, you know this or that. I think a lot of people try to preach a message, but they’ve never been through.

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Choice of dissertation research topic

Choosing the research topic is the most challenging part of any research because it is the base and it is the starting point of the research. If you don’t choose a research topic appropriately chances are that you might end up leaving the research altogether.

I have seen a lot of students who struggle with their research topic; take up anything, start doing their research and towards the end of their PhD they find that their guides have altogether rejected the topic and they have to begin again by choosing another topic which is more appropriate or else if you have not chosen a specific appropriate topic, you might yourself leave the research because you don’t know where to go, what to do, how to justify the topic.

The first important thing that you must remember when you decide to choose a research topic is your interest area. You should always remember the fact that the research topic should be from your interest.

Research topic is very individualistic. You need to see your topic, you need to choose a topic which appeals to you. So, you need to always remember the fact that if you’re not happy, the learning would not occur. So, the first prominent factor in any field of study is your interest area.

The first important thing that you need to understand here is that look into the vast field of literature into the ocean of literature and beside what is your interest area. It can be a particular literary movement like transcendentalism, romanticism, modernism. It can be a particular literary theory. For example, Marxism, psychoanalytical criticism or maybe feminism. It can be a particular author; maybe you are a big fan of Shakespeare or Jane Austen or maybe Jerri Pinto. So, you can even take up that writer and you know look at that writer from a very new angle.

Another important area where you can do your research is any literary art form. For example, paintings, cinema all these important art forms are nowadays incorporated in research. So, if you are really interested in knowing more about cinema filmatography, cinematography in that case take up a book and its adaptation.

You can take up a movie and the book on which that movie was phased and then do a comparative study that would be a great thing or you can take up a particular literary genre; may be crime, fiction, detective or maybe if you’re interested in children’s literature. So, by knowing your interest area you actually know what you would like to invest your next three years into.

The next important thing that you must do in order to finalize your research topic is background study. Let’s first look at the aim of research.

Aim of research is either to find out some new facts or to revisit the existing fact and look at it and see if they’re still valid today. So, basically, research aims at adding something new to the existing body of knowledge.

If you take up a research topic on which a lot of work has already been done, then you would just be copying from a place and pasting it in your research and that will not be called as a research because you are not adding anything new in the existing body of knowledge. So, it is very important for you to do a background study of all the works which has already been done on that particular topic.

A research gap is areas which will left unexplored in the previous researches and from that particular research gap, you will get your topic. So, make it a habit before choosing a research topic, you go through different articles, journals and existing research papers and then figure out the research gap and finally you take up either a totally unexplored area or a partially unexplored area and begin your research.

This background study is going to help you a lot when you will be writing your synopsis or you will be writing an introduction to your thesis because in your synopsis, you need to justify your topic and also mention the previous works which have been done in that particular topic. A review of literature is an essential part of a research and if you don’t do it then your research is not complete and finally another important thing that you must understand before you decide your research topic is to limit the genus.

What do you mean by limiting your genus? If you take up a very bulky topic for example exploring symbolism in the poetry of WB Yeats. This seems to be very simple and a very sweet research topic but you cannot understand how bulky this topic is. There have been more than 250 poems written by WB Yeats and each poem contains millions of symbols. So, how are you going to present all of this in a research paper or in a PhD thesis of about 250 pages?

So what is important is to become specific after you know your interest area, after you know the research gaps in the previous researches, you need to make your research topic extremely specific or else you would find that if you’ve taken a very open-ended research topic, you are going to go haywire and you will never reach a definite conclusion at the end of the research and you might find that your entire PhD thesis was concluded to be nothing at the end.

In that case, what is important is that you know a very specific topic and how would you get to a specific topic, either take up two or three authors or take up few selected works of one particular author. If you take up five authors and you’re researching on ten works of each of them, you would find that in a PhD thesis of 250 pages, you would just be summarizing and giving an introduction to all of these works and that would not be a PhD thesis.

Become very selective in what you are choosing. Also, understand that whenever you are doing a background study, you should always take up works which you have read and also you must note that it’s not just that the work you would be talking about in your entire research. You would also be bringing a lot of different associated theories.

You need to bring all these different and associated theories and look at these theories as well as their interpretation on the work that you have picked up for your research.

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Mc Donalds Monopoly Scam
Mc Donalds Monopoly Scam

Jerry Jacobson; ex-cop and criminal mastermind behind the largest-ever scam involving McDonald’s and monopoly is the key of the story. In 1987, McDonald’s started their most successful marketing campaign. To date, every purchase gave customers the opportunity to collect the Monopoly game piece and tokens attached to McDonald’s packaging. Each one of these items contained a prize ranging from free food to a million dollars.

The company responsible for this was Simon marketing whose head of security just happened to be Jerry Jacobson. As the head of the mcdonald’s millions program, it was his job to make sure no winning game pieces got into the wrong hands, he ran a tight ship even checking employee shoes as they left the factory.

However, in 1989, temptation became too much. He snuck out a game piece for $25,000 and gave it to his stepbrother at a family wedding. Later, he would claim to have stolen the piece just to see if he could do it. Six years later in the 1995 prize drawing, a computer randomly selected a factory in Canada to make the game pieces.

Allegedly executives at Simon marketing ran the program until a chosen area in the United States. Having seen this take place, Jacobson decided that the game was already corrupt and went all in on his scheme. He started with family members and eventually grew to a network of mobsters, drug traffickers, convicts, family of Mormons and even psychics. Also, this guy Jerry Columbo who was involved with the whole scam was in a McDonald’s commercial over the course of 12 years.

People in Jerry’s Network when almost every grand-prize the key to his fraud was that his winners were nearly random. He once met a couple on a cruise ship and ended up giving them a winning ticket. You gave Jerry a little cash up front, he would give you your ticket to claim your prize for McDonald’s.

According to some people involved Jerry would often give away these winning tickets in plastic ziplock bags that frequently weren’t even closed. After his local butchers found out about it, he gave Jerry $2,000 for a $10,000 prize as they were neighbors and friends. He had someone out-of-state collect the prize to not arouse suspicion much like investigating a stock fraud or boiler scheme.

The FBI collected evidence slowly. Wiretaps, tailing cars they couldn’t just jump on the whole operation, they needed a more complete case file which by the year 2000 they had and shortly after approached McDonald’s the fast-food chain had been dealing with similar problems from the game’s inception once catching someone trying to steal over 3,000 pieces. At first, McDonald’s just wanted to end the game to save face but eventually the FBI convinced them to let it play out for one more six-month cycle.

This proved to be just enough time to catch everyone involved. But, the FBI knew juries reacted much better to vibrant,damning evidence. So, they decided to host a meet-up of previous grand prize winners in Las Vegas. This didn’t end up happening which is kind of unfortunate because it would have been really funny to see all these people pretend not to know each other.

McDonald’s and the bureau opted instead to visit the 2001 grand prize winner’s home on August 3rd and McDonald’s film crew arrived at Michael Hoover’s house in Westerly Rhode Island as the undercover agents behind the camera. It became apparent that he was in fact part of the fraud and over the next few days they arrested over 50 people. Jacobsen was eventually sentenced to 37 months in prison and forced to pay back 12.5 million in restitution.

Almost everyone else who as part of the scheme was convicted of mail, fraud and conspiracy to defraud. McDonald’s most of which served small prison sentences or had to pay back their winnings in the aftermath of this McDonald was sued a few times and ended up picking new winners forever, changing the way they ran such contests.

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Impact of Globalisation on businesses

The idea that globalization encourages both producers and consumers to benefit from trade based on division of labor and specialization on comparative advantage theory. So, globalisation can lead to cheaper goods and services for consumers which increases their real incomes and increasing profits from businesses who can exploit economies of scale. In other words, there could be some significant welfare gains from globalization.

Globalization can also make domestic markets more contestable. Contestability reduces the scale of monopoly, supernormal profits and also keeps businesses on their toes to incentivize them, to seek cost reducing innovations.

Globalization has been associated with contributed to a significant fall and extreme poverty percentage of the world’s population living on less than one dollar. 90 per day PPP has now fallen below 10%. There are significant gains from specialization of factors of production.

Essentially the idea that you build deeper division of labor and you build global supply chains to optimize factors of production worldwide. In the things that they’re best at globalisation has brought some dynamic efficiency gains flowing from the sharing, the diffusion, the transfer of ideas, skills and technologies and that stimulates a process of innovation the gains also from the movement of labor between countries, between nations, cross-border labor migration increasing the stock of labor in different countries and also making the labor force more diverse which again can lead to an increase in innovation.

Considering some of the drawbacks, some of the risks and the disadvantages of this process of globalization, let me pick out a few. First of all, trade imbalances we are seeing in the world economy, increasing imbalances in trade, some countries like Germany and South Korea and Norway and the oil-rich countries generating huge current account surpluses, other country is suffering from persistent structural trade deficits and those trade imbalances are leading to increased protectionist tendencies because tariffs and non-tariff barriers as well as a move towards manipulating, managing exchange rates,dominant transnational corporations and less cultural diversity.

There’s a case, there’s an argument for saying that we’re seeing the emergence of dominant global brands; businesses which have significant brands; superior technologies- perhaps and scale and they could squeeze out local producers of perhaps movers more towards a standardized to modulus world of global branded products.

There is a move back towards local produce, local provenance, local brands, there’s always some contest ability. But, it is a concern. I think of even greater concern is the issue of corporate tax avoidance in a world where corporations are finding canny ways to avoid paying tax. For example, to shadow pricing through manipulating their cash flows to countries where taxes- corporate taxes in particular or lower and ofcourse massively important globalization and the challenges, the threats to the environment.

The extent to which global growth can lead to greater exploitation of the environment, extraction of raw materials, increased pollution, the trading of toxic wastes, the collapse in by diversity, really the massive challenge of increased concentration of co2 and no2 emissions, these are huge issues of the age.

Has globalization contributed to that or can it actually help provide solutions? The so-called paradox of globalization, what we have seen an increase in many countries, not all, but many countries in relative poverty, extreme poverty has come down. Relative poverty or inequality has gone in many countries and there’s also disadvantages for some countries who lose population.

So, they may suffer a depopulation effect; the loss of younger often more skilled workers looking for better work, better pay in other countries also.

Globalization is a double-edged sword, that’s good phrase to use. The benefits of globalization are uneven. Some people, some regions, some countries benefit more than others. But, there has been a backlash from those communities. Left behind and you’ve seen their jobs and the economic security threatened.

Globalization raises important issues of equity, fairness as well as efficiency.

Globalization and its impact



The evidence of globalization is everywhere. But, it is important to recognize that not everyone is in favor of it. Some groups argue that TNCs are responsible for many of the world’s environmental problems. These problems include global warming, the depletion of natural resources and the production of harmful chemicals. Some groups also claim that PMC’s take advantage of developing countries by polluting industries within their borders- logging their tropical forests and exploiting their labor.

Other concerns include the loss of local culture, the tendency for developed countries to interfere in the affairs of developing countries and a reduced power of governments to control economic activity. However, there are people who support globalization and suggest it benefits individuals in the global community.

They claim faster economic growth, quicker access to new technology, cheaper imports and greater competition. Supporters of globalization also argue that globalization will make the world economy more efficient and will continue to create hundreds of millions of jobs mainly in developing countries.

Globalization and its impact

The evidence of globalization is everywhere. But, it is important to recognize that not everyone is in favor of it. Some groups argue that TNCs are responsible for many of the world’s environmental problems. These problems include global warming, the depletion of natural resources and the production of harmful chemicals. Some groups also claim that PMC’s take advantage of developing countries by polluting industries within their borders- logging their tropical forests and exploiting their labor.

Other concerns include the loss of local culture, the tendency for developed countries to interfere in the affairs of developing countries and a reduced power of governments to control economic activity. However, there are people who support globalization and suggest it benefits individuals in the global community.

They claim faster economic growth, quicker access to new technology, cheaper imports and greater competition. Supporters of globalization also argue that globalization will make the world economy more efficient and will continue to create hundreds of millions of jobs mainly in developing countries.

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